- type
- summary
- created
- Mon Apr 06 2026 02:00:00 GMT+0200 (Central European Summer Time)
- updated
- Mon Apr 06 2026 02:00:00 GMT+0200 (Central European Summer Time)
- sources
- raw/articles/collections-spec.html
- tags
- spec collections dunning
Summary: Collections Intelligence Spec v2.0
abstract
Feature expansion spec for Smart Collections — enhanced dunning sequences, AI-powered payment plans, legal escalation, and risk scoring algorithms.Key Points
- Extends the base wiki/concepts/smart-collections feature (F1.3)
- 8 demo-ready features: AI Case Summary, Eviction Timeline Stepper, Payment Probability Scoring, Escalation Ladder with SLA Timer, Template Picker, AR Aging Buckets, Compliance Flags, PDF Case Export
- 9-panel case detail page, 4 new database tables, 15 new API endpoints
- 8-stage eviction timeline: delinquent → notice → cure_period → filing → court → judgment → writ → lockout
- Payment probability formula: payment_history(0.35) + pattern(0.25) + response_rate(0.20) + amount(0.10) + tenure(0.10)
- ~50 acceptance criteria across 9 feature areas
URL
https://docs.unitcycle.com/collections-spec.html (auth required)
Source
Related
- wiki/concepts/smart-collections — the base feature this extends
- wiki/summaries/collections-research — competitive research
- wiki/summaries/collections-improvements — specific improvement tasks